Fiat on ramp Terms and Conditions

FIAT DEPOSIT SERVICE
​Last updated: February 2026

These terms and conditions for the fiat currency deposit service (the "Terms and Conditions" or the "Terms") apply to the use of the deposit service offered through Exa App (the "Site" or the "Application"), operated by Exa Labs SAS, a company legally constituted under the laws of the Oriental Republic of Uruguay.

Any User wishing to access and/or use the Deposit Service may do so subject to these Terms and Conditions, together with the General Terms and Conditions of Exa App and the Privacy Policy, the clauses of which are applicable hereto.

By pressing the "Accept" option or by using the Deposit Service, the User understands that they accept these Terms and Conditions in their entirety and that they maintain a direct link with the payment processing service providers.

For the purposes of these Terms, the following definitions shall apply:

Service Description The Deposit Service allows Users to transfer funds in Fiat Currency from accounts in their name to their Exa Wallet, thereby facilitating access to digital asset services available in the Application.

Role of Exa Labs SAS Exa Labs SAS acts exclusively as a technological platform and referral channel. Exa Labs SAS does not custody user fiat currency funds at any time. The processing, management, temporary custody of deposited funds, and conversion to digital assets (where applicable) are carried out entirely by the Service Provider under its exclusive responsibility.

The User expressly acknowledges and accepts that the contractual relationship for deposit processing is established directly between the User and the Service Provider. Users who have accepted these Terms shall be considered users of the Service Provider in relation to the Deposit Service.

Integration with Third-Party Providers For the provision of the Service, Exa Labs SAS reserves the right to use Third-Party Providers unrelated to Exa Labs SAS for the provision, implementation, and execution of the Services described in these Terms, always ensuring that said Third-Party Providers meet the required quality and confidentiality standards and comply with the regulations applicable to the Service in each jurisdiction.

By accepting these Terms, the User authorizes Exa Labs SAS to provide its Third-Party Providers with the necessary data for the sole purpose of carrying out deposit transactions.

Registration Process To access the Deposit Service, it is mandatory to:

Users guarantee and are responsible, in any case, for the veracity, accuracy, validity, and authenticity of their Personal Data. Exa Labs SAS is not responsible for the veracity of the Personal Data provided by Users.

Identity Verification (KYC) Exa Labs SAS and/or the Service Provider may request complementary information and documentation from the User as they deem necessary, at their sole discretion, to verify both the User's identity and the legality of the source of the transferred funds, as well as to verify the lawful object of any transaction performed within the Site, in compliance with applicable regulations regarding Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF).

Personal and Non-Transferable Account The Account is personal, unique, and non-transferable. The User shall be responsible for all operations carried out in their Account. Rights or accounts may not be assigned to third parties. The User is responsible for maintaining the security of their access credentials and private keys.

Exa Labs SAS reserves the right to reject any registration request or cancel a previously accepted registration without being obliged to communicate or state the reasons for its decision and without generating any right to compensation or redress.

"Same Name" Policy (Matching Ownership) IMPORTANT: For the purpose of making deposits in Fiat Currency, Users shall perform bank transfers from accounts of their own ownership exclusively. Cash deposits or deposits from third-party bank accounts are not valid. This "same name" policy is mandatory to comply with AML/CTF regulations.

Deposit Process

Conversion and Accreditation The User declares to know and accept that, depending on the service configuration and instructions provided in the Application, funds deposited in Fiat Currency may be:

The exchange rate considered for any conversion will be that specified in the Application at the time of confirmation of the operation by the User. Due to the fluctuation of digital assets and potential delays in transfer reconciliation, the User acknowledges and accepts that they may not claim differences and/or damages related to such fluctuation.

Processing Times Accreditation times depend on multiple factors, including but not limited to:

The User accepts and acknowledges that all deposit operations may be subject to a service charge, commission, or transaction costs reported by Exa Labs SAS and/or the Service Provider. These may include: service provider commissions, bank processing and transaction costs, exchange rate spread (where applicable).

The Service Provider may establish monthly and annual limits at the time of depositing money, which will be informed in the Application. These limits may be based on the transaction amount, User verification level (KYC), or risk profile.

Deposit operations confirmed by the User cannot be canceled. Once the User accepts the terms and performs the transfer, the operation is final. In case of rejected deposits (e.g., third-party accounts), the Service Provider may return the funds to the Source Account, minus administrative fees.

Exa Labs SAS acts exclusively as an intermediary technological platform and DOES NOT custody fiat funds. IN NO EVENT SHALL EXA LABS SAS BE LIABLE FOR:

EXA LABS SAS IS NOT A FINANCIAL ENTITY, NOR DOES IT OFFER FINANCIAL OR INVESTMENT ADVICE. The User acknowledges that trading digital assets involves significant risk due to market fluctuations. Any decision to hold, buy, or sell digital assets is the User's exclusive decision.

The User authorizes Exa Labs SAS to share personal data with the Service Provider solely for the execution of the Deposit Service. Furthermore, the User is solely responsible for all tax obligations arising from their operations.

Exa Labs SAS reserves the right to modify these Terms at any time. Substantial changes will be notified via the App or email. Exa Labs SAS or the Service Provider may suspend access if the User breaches these Terms or for security/compliance reasons.

These terms and conditions for the cryptocurrency purchase and sale service (the "Crypto Terms and Conditions") apply to the use of the service offered by Sixalime S.A.S. (MANTECA) through the Crypto Store Site. Sixalime S.A.S. is a company legally constituted under the laws of the Republic of Argentina, registered with the General Inspection of Justice (Inspección General de Justicia), and registered as a Virtual Asset Service Provider before the National Securities Commission (CNV) under Number 21. Any User wishing to access and/or use the Site or Services may do so subject to the respective General Terms and Conditions, the clauses of which are applicable hereto, along with these Crypto Terms and Conditions.

The term "Crypto-assets" or "Cryptocurrency" shall be understood as the digital representation of value as an encrypted financial asset, defined by a computer protocol that can be the object of digital trade and whose functions are to constitute a medium of exchange and/or payment, and/or a unit of account, and/or a reserve of value, and/or a financial investment tool, and/or a means of financing, which does not possess legal tender status and is decentralized, with its value subject to price variation depending on supply and demand in the markets. "Site" shall be understood as the digital platform accessed or the mobile phone application.

By pressing the "Accept" option, the User understands that they accept these Crypto Terms and Conditions, that they have already accepted the General Terms and Conditions of the Site/App, and that they maintain a direct link with Sixalime S.A.S.—a registered simplified shares corporation (sociedad por acciones simplificada) that provides a platform for the purchase and sale of crypto-assets. Furthermore, the Services provided by Sixalime S.A.S. through the Site are available exclusively to qualified persons who understand the risks and volatility of cryptocurrencies.

To access the cryptocurrency purchase and sale services offered on the Site, it is mandatory to complete the registration form in all its fields with valid data, which serves as a sworn statement. The future User must complete it with their personal information in an exact, precise, and truthful manner ("Personal Data") and assumes the commitment to update the Personal Data as necessary. The User provides express consent for Sixalime S.A.S. to use various means to identify their personal data, with the User assuming the obligation to review and keep them updated. It is noted that Sixalime S.A.S. is not responsible for the accuracy of the Personal Data provided by Users. Users guarantee and are liable, in any case, for the veracity, accuracy, validity, and authenticity of their Personal Data.

The User will access their personal account ("Account") by entering their email and generating a chosen personal security key ("Security Key"). The User is obliged to maintain the confidentiality of their Security Key. The Account is personal, unique, and non-transferable. The User shall be responsible for all operations carried out in their Account, as access to it is restricted to the entry and use of their Security Key, which is known exclusively to the User. Sixalime S.A.S. reserves the right to reject any registration request or cancel a previously accepted registration without being obliged to communicate the reasons and without generating any right to compensation.

To exchange crypto-assets for fiat money, Users may make deposits in crypto-assets to the account provided by the platform using accepted payment methods. To finalize said operation, the user declares to know and accept that all transfers made in crypto-assets (in this case, USDC) may be converted, at their choice, to FIAT money, namely Argentine Pesos ($) and/or US Dollars (USD) at the exchange rate current at the time of the transaction. Sixalime S.A.S. reserves the right to verify the authenticity of transactions before accrediting funds. Once the transaction is completed, FIAT funds may be withdrawn to the CBU provided by the user, which must be exclusively in their name. No third-party withdrawals are permitted.

To acquire cryptocurrencies, Users shall perform bank transfers from accounts of their exclusive ownership; cash deposits or third-party transfers are not valid. The user expressly and irrevocably instructs Sixalime S.A.S. that all transfers made in FIAT money (ARS or USD) to the CBU/CVU provided by Sixalime S.A.S. will be automatically converted to the stablecoin USDC at the current exchange rate. These USDC tokens will be automatically transferred to the user's wallet.

The final exchange rate will be that specified on the Site/App at the time funds are credited. Due to volatility and potential reconciliation delays, the User accepts that they cannot claim damages related to price fluctuations. The User hereby waives the right to invoke the "Theory of Imprevision" (teoría de la imprevisión) pursuant to Art. 1091 of the National Civil and Commercial Code.

Sixalime S.A.S. has no authority or control over the software protocols that govern cryptocurrency operations. These protocols are generally open-source. The User acknowledges that:

NOTICE: SIXALIME S.A.S. IS NOT A FINANCIAL ENTITY, NOR DOES IT OFFER FINANCIAL OR INVESTMENT ADVICE. SIXALIME S.A.S. DOES NOT PERFORM FINANCIAL INTERMEDIATION OR GUARANTEE ANY RETURN ON INVESTMENT.

The User shall indemnify and hold harmless Sixalime S.A.S. and its officers from any claim arising from the User's activities on the Site or breach of these Terms. Sixalime S.A.S. reserves the right to modify these Terms at any time; continued use of the Site constitutes tacit acceptance of the modified Terms.

Legal Domicile: Sixalime S.A.S. establishes its legal domicile at:

República de la India 2781, CABA, 1425, Republic of Argentina.