EXA LABS SAS
TERMS AND CONDITIONS
0% Interest Promotion – Pay Later (1 to 3 Installments)
1. Organizing Entity
This promotion (the “Promotion”) is organized and sponsored by Exa Labs SAS, a company incorporated under the laws of the Oriental Republic of Uruguay (“Exa” or the “Company”).
2. Promotion Period
The Promotion is valid from April 1, 2026, at 00:00:00 (GMT–3) through April 30, 2026, at 23:59:59 (GMT–3), inclusive (the “Promotion Period”). Purchases made outside this window are not eligible regardless of settlement date.
3. Eligibility
The Promotion is open to all natural persons who, at the time of purchase: (a) hold an active account on the Exa App; and (b) are holders of a valid Exa Card (each, an “Eligible User”). No additional registration is required.
4. Eligible Transactions
Qualifying transactions are purchases made using the Pay Later feature of the Exa Card in 1, 2, or 3 installments during the Promotion Period (“Eligible Transactions”).
Purchases made using the Pay Now feature are expressly excluded from this Promotion, regardless of amount or date.
Each Eligible Transaction will initially be processed under the standard interest rate applicable to Pay Later installment purchases. The interest charged will subsequently be reimbursed in accordance with Section 6 below.
5. Maximum Benefit Cap
The Promotion applies to a cumulative maximum of five thousand U.S. Dollar Coin (5,000 USDC) in Eligible Transactions per Eligible User during the Promotion Period (the “Cap”).
If an Eligible User’s cumulative Eligible Transactions exceed the Cap, only the portion up to and including 5,000 USDC will qualify for the interest reimbursement. The excess amount will bear interest at the standard applicable rate.
For the avoidance of doubt: if a single Eligible Transaction causes the cumulative total to exceed 5,000 USDC, the portion of that transaction up to the Cap will be eligible for reimbursement and only the excess will bear standard interest.
6. Interest Reimbursement Mechanism
Interest accrued on Eligible Transactions (up to the Cap) will be reimbursed to the Eligible User during the first week of May 2026 (between May 1 and May 7, 2026).
The reimbursement will be credited as USDC directly to the Eligible User’s Exa App account. No cash, bank transfer, or alternative-asset equivalent will be offered.
The reimbursement amount will equal the total interest charged on Eligible Transactions up to the Cap during the Promotion Period.
If an Eligible Transaction is subsequently subject to a refund, reversal, chargeback, or cancellation—whether in whole or in part—the interest corresponding to the refunded or reversed portion will not be reimbursed.
7. General Conditions
Exa reserves the right to suspend, modify, or cancel this Promotion at any time, with prior notice to users through the Exa App or official communication channels.
Participation in this Promotion implies full acceptance of these Terms and Conditions.
Exa shall not be liable for technical failures, service interruptions, or force majeure events that may affect the normal operation of the Promotion.
The Promotion is non-transferable. Eligible Users may not assign or transfer their benefit to third parties.
In the event of fraud, abuse, or conduct that Exa reasonably deems inconsistent with the spirit of this Promotion, Exa reserves the right to disqualify the user and withhold or claw back any reimbursement.
8. Governing Law and Jurisdiction
These Terms and Conditions shall be governed by and construed in accordance with the laws of the Oriental Republic of Uruguay. Any dispute arising from or in connection with this Promotion shall be submitted to the competent courts of Montevideo, Uruguay.
9. Contact
For questions regarding this Promotion, Eligible Users may contact Exa through the support channels available in the Exa App.
Last updated: March 30, 2026